Simply put the world is divided into two types of people. Those who own property and those who do not. Buying your first home is the single most important step you can take toward establishing your family’s financial security. Many people think about taking this step but not all of us actually do.
The barriers to entry into the housing market are many and perhaps daunting to some extent. Market conditions may make property prices look unaffordable. Banks deposit requirements may look steep. The gap between where you want to be and where you currently are may seem unbridgeable. Many potential first home buyers may lose heart and decide not to proceed.
This is where a mortgage adviser like Ranjit is indispensable. Ranjit will help you negotiate the road to your first home. Every aspect of the preapproval process will be broken down into easy to understand steps that you will be able to take. Ranjit will work with you through the entire process from end to end and ensure you are able to take that first step on the property ladder.
Banks are lending to clients who have less than 20% deposit. Due to RBNZ restrictions the amount of funds available is limited. Consequently banks are now choosy about who they allocate or ration these funds to. Quite often you will just one chance at getting access to these funds. Contact Ranjit now and he will make sure your deal is presented in the best possible way ensuring the highest chance of success. Remember once you buy your first home you are well on your way to financial security.